Data at a Glance: US and EU Banks

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Recent bank failures and mergers have uncovered transatlantic tensions in the global banking sector.
The below charts show credit distributions for 209 US and 374 EU banks, plus recent trends.

US and EU Banks: Credit Distribution

US Banks have higher proportions of Investment Grade consensus ratings across all credit categories.

However, apart from last month’s uptick, average default risk in the US deteriorated for much of H2 2022 ahead of recent volatility. EU default risk has been steadily improving and recent months have favoured upgrades.

EU Banks: 12M Trend

US Banks: 12M Trend

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    Credit Benchmark brings together internal credit risk views from over 40 leading global financial institutions. The contributions are anonymized, aggregated, and published in the form of consensus ratings and aggregate analytics to provide an independent, real-world perspective of credit risk. Risk and investment professionals at banks, insurance companies, asset managers and other financial firms use the data for insights into the unrated, monitoring and alerting within their portfolios, benchmarking, assessing and analyzing trends, and fulfilling regulatory requirements and capital.