Who we are

Credit Benchmark is a financial data and analytics company that brings together internal credit risk views from 40+ of the world’s leading financial institutions.

What we do

 

Credit Benchmark provides Credit Consensus Ratings and Analytics calculated based on contributed risk views from leading global financial institutions including 15 GSIBs, domiciled in the US, Continental Europe, Switzerland, the UK, Japan, Canada, Australia, and South Africa.
The contributions are anonymized, aggregated, and published twice monthly in the form of Credit Consensus Ratings and Aggregate Analytics.

Why consensus credit risk data

Credit Benchmark meets a long-standing need for an alternative or complement to the two traditional credit risk content providers: issuer-paid rating agencies and third-party model vendors.
For regulatory and business reasons, banks have each created their own regulated internal credit rating agency to assess the creditworthiness of tens of thousands of obligors. By collecting, aggregating, and anonymizing this information, Credit Benchmark provides an independent, real-world measure of risk on rated and unrated entities globally, delivered fortnightly to our partners.
The first of its kind, “credit consensus” provides a new, different view of credit risk that is neither an agency rating nor a model output, offering coverage, depth, and collective insight available nowhere else. The credit consensus outputs reflect the expertise of more than 20,000 credit analysts across our contributing partners – a powerful example of the wisdom of crowds.

How Credit Benchmark is different

Better Aligned

Unique insight into how financial institutions are assessing the credit risk they are exposed to, in contrast to legacy issuer-paid model

The Power of Consensus

Multiple contributions to the consensus minimize chances of missing credit risk changes

More Frequent

Twice-monthly updates provide dynamic indicators into underlying deterioration or improvement in credit quality

More Coverage

Coverage of 60,000+ public and private entities, the vast majority publicly unrated

Use Cases

Counterparty Risk Management
Credit Risk Management
Securities Finance
Supply Chain Risk & Trade Credit Insurance
Fund Management
Regulation, RWA & Capital
Accounts Payable & Receivable
Point-in-Time (PIT) Impairments
Onboarding, KYC & Relationship Management

Testimonials

Experienced
Leadership

Credit Benchmark was founded in 2013 by two experienced entrepreneurs, Mark Faulkner and Donal Smith, who had previously worked together on Data Explorers, founded by Mark in 2002 and now part of IHS Markit.

Expert
Investment

The company is backed by leading venture capital firms Index Ventures and Balderton Capital.

Strong
Governance

The company practices strong governance led by an Advisory Board chaired by Craig Broderick (former CRO Goldman Sachs), and a 40-bank Methodology Committee.
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Credit Benchmark brings together internal credit risk views from over 40 leading global financial institutions. The contributions are anonymized, aggregated, and published in the form of consensus ratings and aggregate analytics to provide an independent, real-world perspective of credit risk. Risk and investment professionals at banks, insurance companies, asset managers and other financial firms use the data for insights into the unrated, monitoring and alerting within their portfolios, benchmarking, assessing and analyzing trends, and fulfilling regulatory requirements and capital.