Skip to Content

You don't really know until you know the Benchmark

We turn the credit judgement of the world's leading banks into independent consensus intelligence — so risk professionals can see the whole picture, and act with confidence.

Be in the know

We started with a problem the market had learned to live with

Founded in 2013 by Mark Faulkner and Donal Smith, Credit Benchmark set out to fix a problem the financial world had simply learned to live with: too many credit decisions made on partial, out-of-date information, when total visibility was what the moment demanded.

The answer was Credit Consensus — a new way of seeing credit risk, built not on a single “black box” model but on the combined judgement of the institutions closest to the risk. By bringing together the internal credit views of more than 40 of the world’s leading banks, anonymising and aggregating them, we transform fragmented, siloed data into transparent, validated intelligence.

Today that consensus spans over 125,000 obligors across 160 countries — corporates, financials, funds and sovereigns — with more than 90% of the entities we cover unrated by the major agencies. It’s a fuller, more current picture of credit risk, and it’s changing what’s possible in risk management.

Our Mission

To give risk professionals the most complete, current and trusted view of credit risk — by transforming the credit judgement of the world’s leading institutions into independent consensus intelligence.

Our Vision

A financial system where no credit decision is made in the dark — where every risk professional can see the full picture, and act on it in time.

40 +

leading global financial institutions contributing

20,000

credit analysts represented

125,000 +

obligors rated

160

countries covered

90% +

of covered entities unrated by the major agencies

What others are saying

"Credit Benchmark has given us a clearer lens into how our peers assess credit risk—especially for unrated names. The ability to benchmark our internal views has significantly increased our confidence in risk rating decisions, and the data available is supporting our model development efforts. With these insights, we’re not just aligning to best practices—we’re also operating more efficiently."

Dale Clayton, (former) KeyBank Chief Credit Officer

“Credit Benchmark gives us an objective reference point in markets where data is scarce. It helps us test how well our models rank risk, supports more efficient credit debates, and gives us something credible to anchor decisions where previously there was very little to work with.”

Roelof Sheppard, Head of Wholesale Credit Model Development, Standard Bank

“No one else does what you do. Credit Benchmark data makes my job easier.”

Eliott Bryson, Front Office Risk, State Street

“Where we use Credit Benchmark, it has incredible value. It gives us an unbiased view and helps us substantiate decisions with confidence — Credit Benchmark definitely earns its keep.”

JR Hume, Credit Executive, Rand Merchant Bank

“Credit Benchmark has become an important part of our credit-risk toolkit, helping us support a more structured credit framework across approval, due diligence, and monitoring workflows. The consensus view provides a credible benchmark for evaluating counterparties where traditional ratings may be limited or unavailable, helping support approval decisions, strengthen confidence among insurers and other transaction participants, and add timely context to our portfolio-, sector-, and counterparty-level monitoring discussions.”

William Locke, Chief Risk Officer, eSecLending

“Credit Benchmark’s data has contributed directly to strengthening our ability to manage counterparty risk and enhancing internal reporting, leading to more confident, proactive risk decisions. We are able to more efficiently monitor various members and service providers.”

Vladimir Levtsun, Acting Director, Financial Resilience Risk, CDCC

"Credit Benchmark enables us to say yes faster and potentially get bigger deals approved. With an independent benchmark validating our internal ratings, we make quicker, more confident decisions at all levels."

Senior Credit Risk Manager, Large Global Bank

"We gain the perspective of multiple analysts in one consensus rating. Credit Benchmark expands our visibility into private and unrated names, improving our models and risk insight."

Head of Portfolio Risk, Major Investment Firm

“Credit Benchmark gives us the confidence to expand our risk appetite, approve larger underwriting deals, and raise ratings where justified — helping us win more business and grow faster, without compromising risk standards.”

Head of Credit Strategy, Global Commercial Bank

"Credit Benchmark strengthens our counterparty risk management and internal reporting. External validation increases regulatory confidence and trust in our credit models."

Senior Risk Manager, Clearing House Risk Function

“Credit Benchmark provides the early warning signals we need to stay ahead of emerging risks. It sharpens our focus, highlights exposures that need action, and enables more proactive portfolio management — strengthening our overall risk oversight.”

VP Front Office Risk, Global Bank

"Credit Benchmark lets us monitor more counterparties with greater confidence and no extra headcount – allowing us to streamline credit assessments and focus our resources."

Director, Credit Risk Analytics, Global Commercial Bank

Industry Awards & Recognition

Risk Tech Awards 2025 Credit Data Provider of the Year
SCI Service Provider of the Year 2024
Chartis RiskTech Quadrant Category Leader Wholesale Credit Data 2024
Insurtech100 2024
RegTech50 2025 Selected
Chartis RiskTech100 2025 One to Watch
Chartis RiskTech100 2026 Selected
Chartis RiskTech Quadrant Best of Breed Credit Portfolio Management 2026
Chartis RiskTech Quadrant Best of Breed Credit Portfolio Management 2025
Chartis RiskTech Quadrant Best of Breed Credit Portfolio Management 2024
Chartis RiskTech Quadrant Best of Breed Regulatory Risk Reporting 2025
Chartis RiskTech Quadrant Best of Breed Regulatory Risk Reporting 2024
Chartis RiskTech AI 50 2025 One to Watch

Want to see Credit Benchmark in action?

Schedule a short 30 minute demo and let our team walk you through the platform, demonstrate key capabilities, and answer any questions live.