
The financial world relies on countless risk decisions.
Make them faster and more confidently with Credit Benchmark.
KNOW RISK.
KNOW CREDIT
BENCHMARK.
WHY CREDIT BENCHMARK?
Built by and for risk professionals, we offer a robust, independent alternative to traditional ratings models.


See what others
can’t see


Access the wisdom
of the crowd
By leveraging the views of risk professionals
from over 40 of the world’s largest financial
institutions on their own exposures, you gauge
real-world market sentiment as independently
validated intelligence. Uniquely derived from
those with ‘skin in the game’, you gain the
consolidated perspective from those who
need to know.


Track an ever-evolving
picture
Multiple contributions per entity provide dynamic insights into how risk is shifting over time. From “the street” to your inbox, our timely intelligence empowers real-time responsive risk management. Early warning signals let you act before others and make decisions with confidence.


Stay in The Know
With oversight from financial regulators, you can ensure the contributions from financial institutions are validated and updated on a regular basis, and a contributor’s risk processes remain resilient in the face of a volatile economic landscape.
WHAT WE OFFER
Built by and for risk professionals across banking and finance
globally, our data-driven solutions put you in The Know and ready to respond.
We support a variety of risk management and capital allocation use cases.
Our Solutions
CREDIT CONSENSUS AT A GLANCE
Unparalled Coverage
90%+ of the entities with Credit Consensus Ratings are unrated by the large credit rating agencies.
Up-to-Date, in The Know
Multiple updates every month provide timely insights into potential credit risk changes, enabling you to stay ahead with dynamic indicators of the changing landscape.
Real-World Perspectives
Access proprietary modeled outputs based on the views of risk takers for risk takers, ensuring a complete picture of risk, differentiated from traditional ratings.
Robust Methodology
Our Consensus requires multiple observations per entity before publishing to ensure the quality of the information presented.
Range of analytics
Leverage over 100 data items at the entity and industry-level to understand how risk is shifting at a micro and macro level.
Safety in numbers
Millions of data points collected across 160 countries and all major sectors.
STAY IN THE KNOW
Research & Insights

Credit Spotlight on US Regional and State Default Risk Trends
Credit Benchmark’s US Default Risk Regional Trends analysis highlights emerging pressures and resilience across the American economy.

Credit Spotlight on Global Insurance
As insurance companies operate in an increasingly volatile environment, where do the credit risks lie?

Credit Portfolio Management: Key Challenges and Practical Solutions for Risk Officers
Risk officers today are managing credit portfolios in an increasingly volatile market. Effective portfolio oversight

Ahead of the Credit Curve: Do Bigger Banks React Faster?
Do the world’s largest banks move their internal credit ratings quicker as new events unfold,

Podcast: Transforming Credit Ratings With Innovative Data Insights
Credit Benchmark Co-founder and Chairman Donal Smith joins Oliver Wyman’s Innovators’ Exchange podcast to share
Testimonials
What our customers and partners say
"Credit Benchmark enables us to say yes faster and potentially get bigger deals approved. With an independent benchmark validating our internal ratings, we make quicker, more confident decisions at all levels."
"We gain the perspective of multiple analysts in one consensus rating. Credit Benchmark expands our visibility into private and unrated names, improving our models and risk insight."
“Credit Benchmark gives us the confidence to expand our risk appetite, approve larger underwriting deals, and raise ratings where justified — helping us win more business and grow faster, without compromising risk standards.”
"Credit Benchmark strengthens our counterparty risk management and internal reporting. External validation increases regulatory confidence and trust in our credit models."
“Credit Benchmark provides the early warning signals we need to stay ahead of emerging risks. It sharpens our focus, highlights exposures that need action, and enables more proactive portfolio management — strengthening our overall risk oversight.”
"Credit Benchmark lets us monitor more counterparties with greater confidence and no extra headcount – allowing us to streamline credit assessments and focus our resources."