About us

You don’t really know, until you know the Benchmark.

Gain the full-picture advantage with Credit Consensus intelligence.

WHO WE SERVE

Banking

Buy-side

Insurance

Corporates

Financial Intermediaries

WHY WE EXIST

SEE WHAT OTHERS CAN’T SEE

The financial world demands countless credit-risk decisions every day. Those decisions are often based on partial, out-of-date information when total visibility is needed.

We provide that visibility.

90%+ of the entities with our Credit Consensus Ratings are unrated by the large credit rating agencies.

Founded in 2013 by Mark Faulkner and Donal Smith, Credit Benchmark set out to transform “black box” assessments and fragmented data into transparent, validated intelligence.

Our unique Credit Consensus model was the result.

By offering a full-picture, timely alternative to traditional ratings models, Credit Consensus is changing what’s possible in risk management. Together we’re de-risking the decisions on which the financial world depends.

HOW CREDIT CONSENSUS WORKS

Derived from those with “skin in the game”

Banks have in-house credit rating capabilities to assess tens of thousands of obligors. By partnering with 40 of the largest of these banks, we collect, anonymise and aggregate their views, transforming fragmented data into decisive intelligence, derived from those with “skin in the game”. This consolidated intelligence establishes a powerful Consensus on over 110,000 obligor ratings across 160 countries, spanning corporates, financials, funds and sovereigns.

5x the coverage of traditional credit rating agencies

Credit Consensus intelligence provides independent, quantative visibility of current market sentiment on rated and unrated entities globally, delivered weekly to subscribers. Being in The Know enables risk professionals to act with greater confidence and more rapidly in mitigating credit risk, underwriting business, optimizing portfolio decisions, and meeting regulatory obligations.

By gathering one million rating observations a month…

Obligor 1 YR PD
estimates:

Dynamic,
independent
& regulated
Warnings
visible from
the ‘crowd’

Consensus
Ratings:

Peer
Benchmarking
Confident
risk
management

…we create value from the aggregation of disparate and siloed information.

WHAT OTHERS ARE SAYING

Testimonials

Improved decision-making confidence
"Credit Benchmark enables us to say yes faster and potentially get bigger deals approved. With an independent benchmark validating our internal ratings, we make quicker, more confident decisions at all levels."

Broader risk insight
"We gain the perspective of multiple analysts in one consensus rating. Credit Benchmark expands our visibility into private and unrated names, improving our models and risk insight."

Growing the Business
“Credit Benchmark gives us the confidence to expand our risk appetite, approve larger underwriting deals, and raise ratings where justified — helping us win more business and grow faster, without compromising risk standards.”

Regulatory & stakeholder alignment
"Credit Benchmark strengthens our counterparty risk management and internal reporting. External validation increases regulatory confidence and trust in our credit models."

Proactive risk monitoring
“Credit Benchmark provides the early warning signals we need to stay ahead of emerging risks. It sharpens our focus, highlights exposures that need action, and enables more proactive portfolio management — strengthening our overall risk oversight.”

Greater efficiency & scalability
"Credit Benchmark lets us monitor more counterparties with greater confidence and no extra headcount – allowing us to streamline credit assessments and focus our resources."

Industry Awards & Recognition

WHO WE SERVE

Derived from those with “skin in the game”

5x the coverage of traditional credit rating agencies

Obligor 1 YR PDestimates:

ConsensusRatings:

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Obligor 1 YR PD
estimates:

Consensus
Ratings: