2. What information will we collect about you?
When you visit our Site, you may provide us with two types of information: (1) identifiable information that you knowingly choose to disclose, which is collected on an individual basis, and (2) general user information that does not contain directly identifiable information, which is collected on an automatic or on an aggregate basis as you browse the Site. In some cases, if you choose not to provide us with requested information, you may not be able to access all of our Site\'s content or services.
(1) Directly identifiable information you choose to provide.
We may ask for certain personal information from you for the purpose of providing to you content and/or services that you request. For example, if you indicate an interest in receiving further information about Credit Benchmark, you may be asked to submit your name and e-mail address, which we retain on file, so that we may send you the information that you requested.
If you indicate on our E-mail Alert registration form that you are a member of the press, we may also send you information regarding our business.
We may also request your name and e-mail address each time you contact us by clicking on the "Contact Us" link. We may retain a record of your details in order to respond properly to your questions or concerns and for purposes of future communications about our products and services, provided you have indicated that you are happy to be contacted for these purposes.
Where you send us a CV, resume or other details of your employment history in connection with an advertised job vacancy or a general enquiry regarding employment opportunities with us, we will handle this information in order to consider and respond to your application or enquiry
(2) Automatic and other information we collect.
When you visit the Site, we may automatically collect additional information about you, such as the type of internet browser you use, any website from which you come to the Site and your IP address (the unique address that identifies your device on the internet) which is automatically recognised by the web server for the Site. This information is only used to assist us in providing an effective service on the Site and to collect broad demographic information for aggregate use.
Similar to other commercial web sites, our Site utilises standard technology called "cookies" to collect information about how our Site is used. Cookies are a feature of web browser software that allows web servers to recognize the device used to access a web site.
Cookies are small pieces of data that are stored by a user\'s web browser on the user\'s hard drive. Information gathered through cookies and web server logs may include the date and time of visits, the pages viewed, time spent at our Site, and the web sites visited just before and just after our web Site. This information is collected on an aggregate basis. None of this information is associated by us with you as an individual.
Certain cookies we use last only for the duration of your web session and expire when you close your browser. Other cookies are used to remember you when you return to the Site and will last for longer.
We use the following categories of cookies:
Essential cookies: These are cookies that help you to navigate our Site and use its features, they ensure your page requests are loaded in a smooth and secure manner. Without these cookies we would not be able to provide our services to you through the Site.
Analytics cookies: - From time to time we use third party services such as Google Analytics to collect and analyse information about how visitors interact with our Site. This information is used to produce reports that help us to understand how our Site is used and so that we can make improvements to the Site. The cookies collect information in an anonymous form about the number of visitors to the Site, and the pages they have visited. Click here for more information about privacy at Google or to opt-out of Google Analytics.
Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that or to notify you each time a cookie is set. You can also learn more about cookies by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of browser. Please note however, that by blocking or deleting cookies used on the Site you may not be able to take full advantage of the Site if you do so.
3. How do we use the information we collect?
We use your personally identifiable information to provide you with the information or content that you have requested and, in some cases, to contact you about our programs, products, features or services provided you have indicated that you are happy to be contacted by us for these purposes.
You can tell us not to contact you with information regarding our products and services either at the point any such information is requested by us on the Site or, where you no longer wish to receive communications including press releases or any other type of information from us, by following the unsubscribe instructions on any communications we send to you. You can also exercise the right at any time by sending us an email through our "Contact Us" link to change your preferences.
We use non-identifying information collected on our Site in the aggregate to better understand your use of the Site and to enhance your enjoyment and experience. For example, we may use the information to improve the design and content of our Site or to analyse the programs and services that we offer.
4. When do we share the information we collect?
We may provide access to your personally identifiable information when legally required to do so, to cooperate with police investigations or other legal proceedings, to protect against misuse or unauthorized use of our Site, to limit our legal liability and protect our rights, or to protect the rights and safety of visitors to this Site or of any person. In those instances, the information is provided only for that limited purpose.
In the event that we undergo a re-organisation or are sold to a third party, you agree that any personal information we hold about you may be transferred to that re-organised entity or third party.
We may disclose aggregate statistics about visitors to our Site in order to describe our Site and services to prospective partners and other reputable third parties and for other lawful purposes but these statistics will include no personally identifiable information.
5. Your rights
You have a right to request in writing, a copy of all the personal information about you held by us. On request, we will provide you with a copy of this information subject to a fee not exceeding the prescribed fee permitted by law. You also have a right to correct any errors in that information. As mentioned above, you have a right to prevent the use of your personal information for direct marketing purposes.
6. Data security
We have put in place security measures to seek to maintain the security of the personally identifiable information that we collect, including limiting the number of people who have physical access to our database servers, as well as installing electronic security systems that guard against unauthorised access. Please note however that no data transmission over the Internet can be guaranteed to be completely secure. Accordingly, we cannot ensure or warrant the security of any information that you transmit to us over the internet and any such submission is at your own risk.
7. Storage of your information
9. Contacting us